Rates 

Please contact your insurance company to inquire about your out-of-network mental health benefits. We encourage our prospective clients/legal guardians to contact their insurance company to understand their outpatient mental health benefits and whether they have “in-network” or “out-of network” coverage. Here are some general questions you may want to ask:

 

• Do I have out-of-network mental health benefits?

• Is there an annual deductible amount? If yes, has the amount been met?

• How much does my plan reimburse for each psychotherapy session? 

• What does the insurance company consider a calendar year?

• Amount of sessions allowed per calendar year?

• How do I seek reimbursement? ​

 

Many clients choose not go through their insurance carrier for mental health care. By not involving your insurance carrier you have more control over your care. You are not limited by the insurance company's requirements for a diagnosis, limited sessions, and their treatment planning goals. When you seek reimbursement through your insurance company, providers are required to provide you with a diagnosis. This then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance or health insurance later on. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has more access to your personal information. The insurance company can review your records at their discretion. 

 

Payment is required prior to each session and may be paid by cash, check or credit card/HSA. A monthly statement will be provided to clients that do seek out-of-network reimbursement that include the necessary billing and diagnostic codes. 

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As of January 1, 2022: No Surprise Act: www.cms.gov/nosurprises/consumers. 

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